About
ComePay

Who we are, what we're building, and where we're going next.

Our Story
About UsOur story & mission BlogMoney tips & guides Press ReleaseNews & announcements CareerJoin the team

Personal
Banking

Everything you need to move, spend and grow your money — in one app.

Open Account
TransferSend to any bank instantly Utility BillsElectricity & water Cable TVDStv, GOtv & more BettingFund all betting wallets AirtimeTop up any network DataCheap data bundles CardsVirtual & physical cards Refer & EarnInvite friends, get paid EducationWAEC, JAMB, school fees

Business
Banking

Collect payments, pay staff and grow your operations with ComePay Business.

Explore Business
POSAccept card payments PayrollPay your whole team E-ShopSell online in minutes Payment LinksGet paid with a link InvoiceBill clients & track it Utility BillsElectricity & water Cable TVDStv, GOtv & more EducationWAEC, JAMB, school fees GiftcardsBuy & redeem giftcards E-SIMInternational airtime AirtimeBulk airtime purchase DataBulk data bundles CardsExpense & team cards

Multi
Currency

Hold, send and convert money in 7 global currencies at interbank rates.

Open FX Wallet
USD WalletUS Dollar account GBP WalletBritish Pound account EUR WalletEuro account with IBAN Currency ConverterLive interbank rates Intl. TransfersSend to 180+ countries Virtual AccountsForeign account numbers Dollar CardShop internationally Rate AlertsGet notified on rates Rate LockFreeze rates for 5mins
Home
Company
About Us Blog Press Release Career
For Individuals
Transfer Utility Bills Cable TV Betting Airtime Data Cards Refer & Earn Education
For Businesses
POS Payroll E-Shop Payment Links Invoice Utility Bills Cable TV Education Giftcards E-SIM Airtime Data Cards
Send money abroadMulti Currency
USD Wallet GBP Wallet EUR Wallet Converter Intl. Transfers Virtual Accounts Dollar Card Rate Alerts Rate Lock
Become an Agent Contact Us
Download the App Log In
Trusted by 500,000+ users worldwide

We are more
than banking.
We are ComePay

Super fast
bank transfers
every time

Seamless
bill payments
in one tap

Open an account
in 3 minutes.
No branch visit

Enjoy super fast bank transfers and make seamless bill payments using ComePay.

Get Started
Active Users
5K+
AO CF TM JA
VISA
9270  1002  0323  0186
CVV
135
07/28
Jaylen Brown
VISA
1002  9270  0186  0323
CVV
124
09/28
Ralph Edwards
comepay
••••  ••••  ••••  4829
Card Holder
John Adeyemi
Exp
09/28
Good morning 👋
John Adeyemi
JA
Total Balance
₦1,240,500
↑ +₦35,200 this month
Send
Receive
Bills
Invest
Recent
Salary Credit
Today
+₦350K
IKEDC Bill
Yesterday
-₦12K
DStv Renewal
2 days ago
-₦8.9K
4 secondsTransfer speed
+₦125,000Money received
Pay a Bill
200+ billers
Electricity
Cable TV
Airtime
Data
Education
Water
Giftcards
Betting
E-SIM
IKEDC Prepaid
Token sent instantly
₦12,000
Auto-pay onNever miss a bill
Cashback earned₦340 this week
Create your account
2:41 elapsed
Step 4 of 4 · almost done
Phone number0803 456 7890 verified
BVN verifiedJohn Adeyemi
Photo ID uploadedApproved instantly
Creating your accountSetting up wallet & card…
No branch visit · no paperwork
Under 3 minSignup time
BVN onlyNo paperwork
About Us

Getting to
know ComePay

We are more than just a financial service provider; we are your trusted partner in navigating the complexities of money in Nigeria and beyond.

0K+ users

ComePay rapidly attracting a substantial user base of over 5000 active customers across Nigeria.

0.9%

Uptime SLA — users enjoy faster transaction processing with instant settlement.

0.4B+

Processed daily across transfers, bill payments and merchant settlements.

Features

Our core
services

A complete suite of financial services designed to simplify your money life every single day.

01
Money transfers
& card issuance

Send money instantly to any bank account in Nigeria or overseas. Get a naira or dollar virtual card in seconds, with physical cards delivered to your door.

02
Bill payments
& airtime top-up

Pay electricity, cable TV, internet and school fees without leaving the app. Set recurring payments and never miss a due date again.

04
Foreign exchange
& business API

Buy and sell FX at competitive rates with zero surprise charges. Integrate ComePay into your product to accept payments and automate disbursements.

Latest Invoice
67%Success
14%Pending
19%Cancel
CF
Chioma Fashola
4 July 2025
Success
TM
Tunde Musa
3 July 2025
Success
AO
Adeola Okonkwo
2 July 2025
Pending
VISA
0323  9270  1002  0186
CVV
124
09/28
Ralph Edwards
comepay
••••  ••••  ••••  4829
Card Holder
John Adeyemi
Our Products

ComePay
cards

  • Naira and USD virtual & physical cards. Shop online globally and withdraw at any ATM.
  • Set custom spending limits and freeze or unfreeze your card in real time.
  • Full purchase protection with 256-bit encryption on every transaction.
Learn More
Multi Currency

Use ComePay to send money internationally in minutes, with no hidden fees

Need to send money? Send money securely and with ease from Nigeria to North America, Europe and 180+ countries — or from abroad straight into a Nigerian account.

  • Hold seven currencies — USD, GBP, EUR, CAD, CNY, ZAR and GHS — alongside your naira balance.
  • Convert at live interbank rates with no markup buried in the exchange rate.
  • Get real USD, GBP and EUR account details in your own name.
Learn More
You send
🇳🇬₦1,000,000
They receive
🇺🇸$769.23
1 USD = ₦1,300 · interbank rate
Transfer fee₦0
180+ countriesSend anywhere
COMEPAY POS
Amount
₦12,500
✓ APPROVED
Earn per swipeSame-day payout
POS Terminal

Turn your shop into a banking point

Take card payments at your counter, or become a ComePay agent and earn commission every time someone withdraws cash, transfers money or pays a bill.

  • Free terminal delivered in 48 hours. No rental, no monthly fee.
  • Same-day settlement — today's takings land before you close.
  • Works offline and syncs when the network returns, so you never lose a sale.
Become an Agent
For Businesses

Run the money side of your business

Pay your staff, bill your clients and sell online — without a spreadsheet, an accountant on speed dial, or a developer.

PayrollPay your whole team in one tap InvoiceGet paid on time, chased for you E-ShopYour shop online in 10 minutes Payment LinksGet paid with a single link
This month Live
₦2,140,000
Collected across 4 tools
Invoices₦1.2M
E-Shop₦620K
Links₦320K
Our Trusted Partners

Brands that
trust ComePay

Powering payments for hundreds of top companies across Nigeria and Africa. Pay your bills, subscriptions and levies directly from the app.

GOtvIkeja Electric WAECAirtel DStv9mobile Glo Bet9ja SportyBet 1xBET BetKing NairaBet MerryBet Betway BangBet MSport PariMatch GOtv — renew your subscription on ComePayIkeja Electric (IKEDC) — buy prepaid electricity tokens on ComePay WAEC — buy result checker PINs on ComePayAirtel Nigeria — buy airtime and data on ComePay DStv — renew your subscription on ComePay9mobile Nigeria — buy airtime and data on ComePay Glo Nigeria — buy airtime and data on ComePay Bet9ja SportyBet 1xBET BetKing NairaBet MerryBet Betway BangBet MSport PariMatch
0+Billers connected
0%Partner satisfaction
0/7Always available
0.9%Uptime SLA
Security & Compliance

Safety and security
guaranteed

Every transaction on ComePay is protected by layered security, strict regulatory oversight and bank-grade encryption

CBN-Licensed PartnersBanking & deposits held with CBN-licensed institutions FINTRAC Registered MSBLicensed money service business in Canada — No. 1001018721 PCI-DSS CompliantCard infrastructure keeps every card detail encrypted AML & KYC VerifiedEvery account is verified and monitored end to end
256-bit EncryptionBank-grade protection
Verified & SecureEvery transaction checked
”
What They Say About Us

"ComePay transformed how I manage my business payroll. What used to take 3 days now takes 10 minutes. I can't imagine running my company without it."

AO
Adeola Okonkwo
CEO, Okonkwo Logistics
ComePay