Who we are, what we're building, and where we're going next.
Everything you need to move, spend and grow your money — in one app.
Collect payments, pay staff and grow your operations with ComePay Business.
Hold, send and convert money in 7 global currencies at interbank rates.
Open USD, GBP, EUR and four more wallets in seconds. Convert at interbank rates with zero markup, and get paid from anywhere in the world.
These are the actual rates you get — not a marked-up "customer rate" with the difference quietly pocketed.
Every currency gets its own wallet with its own balance. Move between them instantly, spend directly from any of them with your ComePay card, and never get force-converted at a bad rate.
Built for people whose money doesn't stay in one country.
Get real USD, GBP and EUR account details in your own name. Receive salary or client payments like a local.
We use the mid-market interbank rate with nothing added. Compare us to your bank and check the difference.
Lock a favourable rate for up to 5 mins and convert later. Perfect when the market is moving against you.
Set your target rate on any pair and we'll notify you the second the market hits it. Never miss a good window.
One card that spends from whichever wallet matches the merchant's currency. No surprise conversion fees abroad.
Send to 180+ countries directly from any wallet. Recipients get local currency in their own bank account.
Converting ₦1,000,000 to USD — here's what each option actually leaves you with.
However your money crosses borders, there's a wallet for it.
Get paid by overseas clients into a real USD or GBP account, then convert to naira only when the rate suits you.
Receive allowance from home in naira and spend in local currency without paying twice for conversion.
Pay suppliers in China, Türkiye or the UAE directly in their currency, at rates that don't eat your margin.
Send money home from abroad and have it land in naira instantly, or hold it in dollars until it's needed.
No branch visit, no reference letter, no waiting three weeks for approval.
Complete KYC with your BVN and a valid ID. Takes about five minutes.
Add any of the seven currencies with a single tap. No minimum balance required.
Transfer in, or share your virtual account details to get paid from abroad.
Move between currencies in seconds and spend from any wallet with your card.
Yes. Once you complete verification you get USD, GBP and EUR account details issued in your own legal name, with a real account number and sort code or routing number. Clients and employers can pay you exactly as they'd pay a local.
Most banks quote you a rate that's already 3–5% worse than the real market rate, and call the difference their "spread". ComePay uses the mid-market interbank rate — the one you'd see on Google — and charges ₦0 on top. What you see quoted is what you get.
If you see a rate you like but aren't ready to convert, lock it for up to 24 hours. We hold that exact rate for you regardless of market movement. It's free, and you can lock several different pairs at once.
Fully verified personal accounts can hold up to $50,000 equivalent across all wallets, with a $10,000 daily conversion limit. Business accounts have significantly higher limits — contact support to have yours reviewed.
Seven at the moment: Naira, US Dollar, British Pound, Euro, Canadian Dollar, Chinese Yuan, South African Rand and Ghanaian Cedi. You can convert freely between any pair, and we're adding more based on what customers ask for.
Open your multi-currency wallets in minutes. Seven currencies, real interbank rates, zero monthly fees.