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ComePay

Who we are, what we're building, and where we're going next.

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Personal
Banking

Everything you need to move, spend and grow your money — in one app.

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TransferSend to any bank instantly Utility BillsElectricity & water Cable TVDStv, GOtv & more BettingFund all betting wallets AirtimeTop up any network DataCheap data bundles CardsVirtual & physical cards Refer & EarnInvite friends, get paid EducationWAEC, JAMB, school fees

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Banking

Collect payments, pay staff and grow your operations with ComePay Business.

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Multi
Currency

Hold, send and convert money in 7 global currencies at interbank rates.

Open FX Wallet
USD WalletUS Dollar account GBP WalletBritish Pound account EUR WalletEuro account with IBAN Currency ConverterLive interbank rates Intl. TransfersSend to 180+ countries Virtual AccountsForeign account numbers Dollar CardShop internationally Rate AlertsGet notified on rates Rate LockFreeze rates for 5mins
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HomePersonalUtility Bills

Light up
your home in
seconds.

Buy electricity tokens and settle water bills from every major provider in Nigeria. Your token arrives before the app finishes loading.

Buy Electricity How It Works
Token in 10 seconds
All 11 DisCos
Auto-recharge
Earn cashback
Pay Utility Bill
Live
Provider
Ikeja Electric
Lagos · Prepaid & Postpaid
EKEko Electric (EKEDC)
ABAbuja Electric (AEDC)
PHPort Harcourt (PHED)
ENEnugu Electric (EEDC)
IBIbadan Electric (IBEDC)
KDKaduna Electric
LWLagos Water Corporation
Meter number
Amount
🇳🇬 NGN
Est. units · service fee 147.2 kWh · FREE
Purchase Successful
Your token
4829 7710 2264 9038 1157
147.2 kWh credited ⚡
10 secondsToken delivery
1% cashbackOn every bill
0DisCos supported
0sAverage token time
0.8%Success rate
0/7Always available
Supported providers

Every DisCo. One app.

Whatever provider serves your area, ComePay has you covered — plus water boards and waste management.

Ikeja Electric
Ikeja ElectricLagos
Popular
EK
Eko ElectricLagos
Popular
AB
Abuja ElectricFCT & environs
PH
PH ElectricRivers
EN
Enugu ElectricSouth East
IB
Ibadan ElectricOyo & South West
KD
Kaduna ElectricNorth West
JS
Jos ElectricPlateau
KN
Kano ElectricKano
LW
Lagos WaterWater bills
Water
Meter types

Prepaid or postpaid,
we handle both

Whichever meter you have installed, topping up takes the same few taps.

Instant tokens, zero waiting

Enter your meter number, pick an amount and your 20-digit token appears on screen in about 10 seconds. It's saved in your history forever, so you never lose it.

  • ✓
    20-digit token delivered on screen and by SMS
  • ✓
    Token history saved permanently in the app
  • ✓
    Meter number verified before payment
  • ✓
    Set auto-recharge when units run low
  • ✓
    Buy for multiple meters from one account
Buy a Token
PREPAID METER
Units remaining
147.2
kWh · last topped up today
1
2
3
4
5
6
7
8
9
*
0
#
Token applied automatically

Settle your bill, see your usage

We pull your outstanding balance straight from your DisCo so you always pay the right amount — and you get a clear monthly usage breakdown alongside it.

  • ✓
    Live outstanding balance fetched from your provider
  • ✓
    Pay in full or make a part payment
  • ✓
    Monthly consumption history and trends
  • ✓
    Reminders before your due date
  • ✓
    Downloadable receipts for every payment
Pay My Bill
Monthly Usage
↓ 12% vs last month
JanFebMarAprMayJunJul
Outstanding balance₦18,450
Balance synced with your DisCo
Simple process

Four taps to
keep the lights on

No queues at the vendor, no scratching cards, no waiting for an agent.

01

Pick Provider

Choose your DisCo or water board from the list of 11 supported providers.

02

Enter Meter Number

Type your meter or account number. We verify the registered name instantly.

03

Choose Amount

Tap a quick amount or enter your own. We estimate the units before you pay.

04

Get Your Token

Your token appears on screen in seconds and is saved to your history.

Why ComePay

Built so you never
sit in darkness

Small touches that make paying bills genuinely painless.

Auto-Recharge

Set a threshold and we top up your meter automatically when units run low. Never get caught out at midnight again.

Token History

Every token you've ever bought stays saved in your account. Lost a receipt? Just pull it up from the app.

Cashback Rewards

Earn 1% cashback on every utility payment, credited straight back into your ComePay wallet.

Multiple Meters

Manage your home, your shop and your parents' place from a single account with saved nicknames.

Smart Reminders

Get a nudge before your postpaid bill is due, or when your prepaid units drop below your set level.

Failed Payment Cover

If a token doesn't arrive, we refund you automatically. Our team chases the DisCo so you don't have to.

Questions

Good to know

How fast will I get my token?

Most tokens arrive within 10 seconds. In rare cases where a DisCo's system is slow, it can take up to 5 minutes — you'll get a push notification the moment it lands, and it's saved in your token history either way.

What if my token doesn't arrive?

If a token hasn't been delivered within 30 minutes, the payment is automatically reversed to your ComePay wallet. You can also tap "Re-query" on the transaction and we'll fetch it directly from the provider.

Do you charge a service fee?

No. ComePay charges ₦0 on all utility bill payments. You pay exactly the amount that goes onto your meter, and you earn 1% cashback on top.

Can I pay for someone else's meter?

Yes. Just enter their meter number — you'll see the registered name before you confirm so you know it's correct. You can save multiple meters with custom nicknames like "Mum's House" or "Shop".

How does auto-recharge work?

Set a minimum unit level and a top-up amount. When your meter reports units below your threshold, we purchase a token automatically and send it to you. You can pause or change it at any time.

Start today — it's free

Never sit in
darkness again.

Join 500,000+ Nigerians who top up their meters the easy way. Free to start, ₦0 service fees, forever.

Create Free Account Talk to Support