About
ComePay

Who we are, what we're building, and where we're going next.

Our Story
About UsOur story & mission BlogMoney tips & guides Press ReleaseNews & announcements CareerJoin the team

Personal
Banking

Everything you need to move, spend and grow your money — in one app.

Open Account
TransferSend to any bank instantly Utility BillsElectricity & water Cable TVDStv, GOtv & more BettingFund all betting wallets AirtimeTop up any network DataCheap data bundles CardsVirtual & physical cards Refer & EarnInvite friends, get paid EducationWAEC, JAMB, school fees

Business
Banking

Collect payments, pay staff and grow your operations with ComePay Business.

Explore Business
POSAccept card payments PayrollPay your whole team E-ShopSell online in minutes Payment LinksGet paid with a link InvoiceBill clients & track it Utility BillsElectricity & water Cable TVDStv, GOtv & more EducationWAEC, JAMB, school fees GiftcardsBuy & redeem giftcards E-SIMInternational airtime AirtimeBulk airtime purchase DataBulk data bundles CardsExpense & team cards

Multi
Currency

Hold, send and convert money in 7 global currencies at interbank rates.

Open FX Wallet
USD WalletUS Dollar account GBP WalletBritish Pound account EUR WalletEuro account with IBAN Currency ConverterLive interbank rates Intl. TransfersSend to 180+ countries Virtual AccountsForeign account numbers Dollar CardShop internationally Rate AlertsGet notified on rates Rate LockFreeze rates for 5mins
Home
Company
About Us Blog Press Release Career
For Individuals
Transfer Utility Bills Cable TV Betting Airtime Data Cards Refer & Earn Education
For Businesses
POS Payroll E-Shop Payment Links Invoice Utility Bills Cable TV Education Giftcards E-SIM Airtime Data Cards
Send money abroadMulti Currency
USD Wallet GBP Wallet EUR Wallet Converter Intl. Transfers Virtual Accounts Dollar Card Rate Alerts Rate Lock
Become an Agent Contact Us
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HomeDownload

Three apps.
One ComePay account.

Whether you're paying bills, running a shop or earning in dollars — there's a ComePay app for it. Download free on iOS and Android.

Free to download
Sign up in 3 minutes
Bank-grade security
iOS & Android
ComePay App
For everyone

ComePay

The everyday app. Send money, pay bills, buy airtime and data, fund your betting wallet and manage your cards — all from one place.

  • Transfers to any Nigerian bank in 4 seconds
  • Electricity, cable TV, airtime, data and school fees
  • Virtual and physical debit cards
  • Fund Bet9ja, SportyBet and 10+ bookmakers
Google PlayGet it onGoogle Play App StoreApp Store
ComePay Business App
For merchants & agents

ComePay Business

Run your shop or agent stand. Manage your POS terminal, track daily takings, pay staff and settle to your wallet the same day.

  • Pair and manage your POS terminal
  • Live sales dashboard and daily reports
  • Payroll, invoices and payment links
  • Same-day settlement to your wallet
Google PlayGet it onGoogle Play App StoreApp Store
ComePay Multicurrency App
For global earners

ComePay Multicurrency

Hold seven currencies, get real USD, GBP and EUR account details, and convert at interbank rates with zero markup.

  • USD, GBP, EUR, CAD, CNY, ZAR and GHS wallets
  • Virtual account details in your own name
  • Interbank rates with zero FX markup
  • Rate alerts and 24-hour rate lock
Google PlayGet it onGoogle Play App StoreApp Store
Before you install

Will it run on your phone?

Almost certainly. Here's exactly what each platform needs.

iOSiPhone and iPad
  • Minimum versioniOS 14.0
  • Download size48 MB
  • DevicesiPhone 6s and newer
  • Face ID / Touch IDSupported
AndroidPhones and tablets
  • Minimum versionAndroid 7.0
  • Download size16 MB
  • DevicesAll Android Devices
  • Fingerprint unlockSupported
Questions

Good to know

Which app should I download?

Start with ComePay — it covers transfers, bills, airtime, cards and betting. Add ComePay Business if you run a shop or an agent terminal, and ComePay Multicurrency if you earn or spend in foreign currency. They all share one login.

Do I need a separate account for each app?

No. One ComePay account works across all three. Sign in with the same phone number and PIN, and your verification carries over — you won't repeat KYC.

Is it free to download and use?

All three apps are free to download and free to open an account. There are no monthly fees. You only pay per transaction, and every fee is shown before you confirm.

How much data does the app use?

Very little — a typical transaction uses under 50KB. The apps are built for Nigerian network conditions and work on 3G, with transactions queuing automatically if you briefly lose signal.

My phone is old. Will it still work?

If it runs Android 7.0 or iOS 14 you're fine — that covers most phones from 2016 onwards. If your device is older, you can still use ComePay through your mobile browser at comepayapp.com with the same features.

📱

Your bank, in
your pocket.

Join 500,000+ Nigerians. Download free, sign up with your BVN, and start sending money in minutes.

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