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ComePay

Who we are, what we're building, and where we're going next.

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Everything you need to move, spend and grow your money — in one app.

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Banking

Collect payments, pay staff and grow your operations with ComePay Business.

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Hold, send and convert money in 7 global currencies at interbank rates.

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HomeBusinessPOS Terminal

Take payments
anywhere. Get
settled same day.

A ComePay POS terminal delivered free in 48 hours. Accept cards, transfers and USSD, earn commission on every transaction, and get your money the same day.

Free delivery in 48hrs
Same-day settlement
Earn on every swipe
24/7 agent support
COMEPAY POS
MID 2048 7731 4G
Amount
₦0
TypeCARD
TerminalAdeola Stores
ENTER AMOUNT
1
2
3
4
5
6
7
8
9
C
0
OK
ComePay
Adeola Stores · Victoria Island
Terminal2048 7731
TypeCARD PURCHASE
Card**** 4829
RefCP84726193
StatusAPPROVED
Total₦0
Thank you — settled same day
48 hoursFree delivery
0.5% commissionYou keep it
0K+Terminals deployed
0hrDelivery time
0.8%Uptime
0Terminal cost
Getting started

Trading in 48 hours

No bank visit, no guarantor, no three-week approval wait.

01

Apply Online

Fill a short form with your business details. Takes about five minutes.

02

Get Verified

Upload your BVN, a valid ID and proof of business address. Approved same day.

03

Terminal Delivered

We ship free to your shop within 48 hours in major cities, 3–5 days elsewhere.

04

Start Earning

Switch it on and take your first payment. Commission starts from transaction one.

Questions

Good to know

Does the terminal really cost nothing?

The terminal is free with no rental fee — we make our money from the transaction split, so we only earn when you do. The only money you put in is your ₦10,000 starting float, and that stays yours to trade with.

What do I need to qualify?

An Android phone, a shop or outlet, a valid ID, a passport photograph, a photo of your store front, ₦10,000 in your wallet as starting float, and the ability to read and write. You don't need a registered company or a guarantor.

When exactly do I get my money?

Settlement runs continuously through the day, so funds land in your ComePay wallet within minutes of each transaction. From there you can withdraw to your bank, spend with your card, or leave it to keep trading.

What happens when the network is down?

The terminal stores transactions locally and pushes them through automatically once connection returns. Card payments still authorise offline up to ₦20,000. You keep trading through the outage instead of losing the sale.

Can I have more than one terminal?

Yes. Many agents run several across different locations, all managed from one ComePay account with separate reporting per device. Request additional terminals from the app once your first has been active for 30 days.

🏪

Your counter is
losing sales without one.

Join 120,000+ Nigerian agents earning commission with ComePay. Free terminal, free delivery, same-day settlement.