About
ComePay

Who we are, what we're building, and where we're going next.

Our Story

Personal
Banking

Everything you need to move, spend and grow your money — in one app.

Open Account

Business
Banking

Collect payments, pay staff and grow your operations with ComePay Business.

Explore Business

Multi
Currency

Hold, send and convert money in 7 global currencies at interbank rates.

Open FX Wallet
Home
Company
For Individuals
For Businesses
Send money abroadMulti Currency
Become an Agent Contact Us
Download the App Log In
HomeBusinessInvoice

Send an invoice.
Get paid on time.

Build a professional invoice in under a minute, send it by WhatsApp or email, and let your client pay it with one tap. We chase the late ones so you don't have to.

Built in 60 seconds
Pay-now button built in
Automatic reminders
Free to send
Paid
Adaobi Creative Ltd 14B Adeola Odeku St, Lagos
Invoice #INV-0042
Due 12 Aug 2026
Draft
Bill to
Tunde Musa Musa Ventures · tunde@musaventures.ng
DescriptionQtyAmount
Website design & build5-page responsive site
1
₦450,000
Logo & brand identityLogo, colours, typography
1
₦180,000
Product photographyPer day on location
2
₦170,000
Subtotal₦800,000
VAT (7.5%)₦60,000
Total due₦860,000
60 secondsTo build & send
Pay nowButton on every invoice
0sTo build an invoice
0xFaster payment on average
0Cost to send
0%Only when they pay
Simple process

Four steps from
invoice to money in

No Word templates, no manually typing your account number into a WhatsApp message.

01

Add Your Items

Type what you're charging for and the amount. VAT is calculated for you if you need it.

02

Send It

Share by WhatsApp, email or a plain link. Your client doesn't need an account to view it.

03

They Pay In One Tap

Every invoice has a Pay Now button — card, transfer or USSD, no account number to copy.

04

Money Lands

Paid straight into your ComePay wallet, and the invoice marks itself paid automatically.

What's included

Built for people who
hate chasing money

The awkward part of freelancing and contracting, handled quietly in the background.

Automatic Reminders

We nudge your client three days before the due date, on the day, and weekly after. Polite, professional, and not from you.

Pay Now Button

Your client pays by card, transfer or USSD directly from the invoice. No account numbers to mistype, no proof-of-payment screenshots.

Know When It's Seen

See the moment your client opens the invoice. "I never got it" stops being a conversation you have to have.

Recurring Invoices

Bill a retainer client the same amount every month automatically. Set it once and it sends itself.

VAT & Discounts

Add 7.5% VAT, apply a discount or take a part payment. The maths is done for you and shown clearly to the client.

Proper PDF Records

Every invoice downloads as a clean PDF with your logo — the kind your client's accountant will accept without asking questions.

Getting paid

Stop sending
"just following up
on this" messages.

Chasing an invoice is the worst part of running a small business — you feel rude asking, so you wait, and then you're the one out of pocket. ComePay sends the reminders for you, on a schedule, in a tone that keeps the relationship intact.

  • Reminder 3 days before due, on the day, then weekly
  • See exactly when the invoice was opened
  • Overdue invoices flagged clearly on your dashboard
  • One tap to resend or nudge manually
  • Reminders stop the moment they pay
Start Invoicing
Your Invoices
Live
Paid this month
₦2.14M
↑ 9 invoices
Outstanding
₦840K
4 awaiting payment
Recent invoices
MV
Musa Ventures
#INV-0042 · due 12 Aug
₦860,000Sent
OL
Okonkwo Logistics
#INV-0041 · paid 28 Jul
₦425,000Paid
BF
Bright Foods Ltd
#INV-0039 · due tomorrow
₦190,000Due soon
KS
Kola & Sons
#INV-0036 · 11 days late
₦120,000Overdue
Questions

Good to know

Does my client need a ComePay account?

No. They open the invoice link in any browser and pay by card, bank transfer or USSD. Nothing to download, nothing to sign up for — which matters when you're invoicing a client who's never heard of us.

When exactly do I get the money?

The moment their payment clears, minus the 1% fee. It goes straight into your ComePay wallet — no holding period, no waiting for a weekly payout.

Can I invoice in dollars or pounds?

Yes. Invoice in USD, GBP, EUR and four other currencies, and the money lands in the matching ComePay wallet. Useful if you're freelancing for clients abroad and don't want to be force-converted at a poor rate.

What if my client just doesn't pay?

Reminders keep going out on schedule and the invoice is flagged overdue on your dashboard, so nothing slips. Be clear though — ComePay chases and records, but we don't collect debts or guarantee payment. Enforcement remains between you and your client.

Does it handle VAT properly?

You can add 7.5% VAT to any invoice and it's itemised separately, as it should be. Your TIN appears on the invoice if you've added it. Note that ComePay calculates and displays VAT — remitting it to FIRS is still yours to do.

🧾

You did the work.
Get paid for it.

Build your first invoice in under a minute. Free to send, 1% when they pay, reminders handled.