About
ComePay

Who we are, what we're building, and where we're going next.

Our Story

Personal
Banking

Everything you need to move, spend and grow your money — in one app.

Open Account

Business
Banking

Collect payments, pay staff and grow your operations with ComePay Business.

Explore Business

Multi
Currency

Hold, send and convert money in 7 global currencies at interbank rates.

Open FX Wallet
Home
Company
For Individuals
For Businesses
Send money abroadMulti Currency
Become an Agent Contact Us
Download the App Log In
HomePersonalTransfer

Send money
in 4 seconds.
Every time.

Transfer to any Nigerian bank instantly, or send free to another ComePay user. No delays, no failed transactions, no hidden charges.

Instant settlement
₦0 on ComePay network
256-bit encrypted
All Nigerian banks
Send Money
Live
You send
🇳🇬 NGN
Recipient
CF
Chioma Fashola
FIDELITY · 0123456789
✓ Verified
Transfer fee ₦0.00 · FREE
Transfer Successful
₦50,000 sent to Chioma Fashola
Completed in 3.8 seconds ⚡
4 secondsAverage speed
99.9% successTransaction rate
0sAverage transfer time
0%Nigerian banks covered
0.9%Success rate
0Fees on ComePay network
Ways to send

Every kind of transfer,
one simple app

Whether it's a friend down the road or a supplier overseas — ComePay moves your money.

Send to any Nigerian bank

Transfer to all commercial and microfinance banks in Nigeria. Money lands in the recipient's account in seconds, not hours.

  • Every Nigerian bank supported — GTB, Access, Zenith, UBA and more
  • Recipient name verified before you confirm
  • Save beneficiaries for one-tap repeat transfers
Send to a Bank
You
ComePay
Bank
Settled in under 4 seconds

Free between ComePay users

Send any amount to another ComePay user at zero cost. Just their phone number or ComePay tag — no account numbers needed.

  • Completely free — ₦0 fee
  • Send with just a phone number or @tag
  • Arrives instantly, 24 hours a day
  • Request money from friends just as easily
Send Free Now
Transfer Successful
Today · 11:42 AM
To@tunde.m
MethodComePay Instant
FeeFREE
Duration2.1 seconds
Total sent₦85,000

Send across borders

Transfer to 180+ countries at interbank exchange rates. Your family and suppliers abroad receive funds in their local currency.

  • 7 currencies — USD, GBP, EUR, CAD, CNY, ZAR, GHS
  • Interbank rates with zero hidden markup
  • Lock your rate for up to 5 mins
  • Track every transfer in real time
Send Abroad
180+ countries · 7 currencies

Pay everyone at once

Upload a spreadsheet and disburse to up to 500 recipients in a single click. Perfect for payroll, vendors and refunds.

  • Up to 500 recipients per batch
  • Upload via CSV or Excel
  • Schedule recurring payroll runs
  • Full downloadable report after every batch
Explore Bulk Pay
AO
Adeola O.
₦180,000
CF
Chioma F.
₦145,000
TM
Tunde M.
₦210,000
+497 recipients
₦42.8M
Simple process

Four taps.
Money delivered.

No paperwork, no queues, no waiting. Sending money should be this easy.

01

Enter Amount

Type how much you want to send. We show the fee upfront — always.

02

Pick Recipient

Choose a saved beneficiary or enter an account number. We verify the name instantly.

03

Confirm with PIN

Authorise with your 4-digit PIN, fingerprint or Face ID.

04

Money Delivered

Funds land in seconds. Both of you get an instant receipt.

Transparent pricing

No hidden fees. Ever.

What you see is exactly what you pay. No surprise deductions, no percentage cuts.

Questions

Good to know

How long does a transfer take?

Transfers to other ComePay users are instant. Transfers to other Nigerian banks complete in under 5 seconds on average, and international transfers typically settle within a minute.

What happens if a transfer fails?

Failed transfers are reversed automatically to your ComePay wallet — usually within minutes. If a reversal takes longer than 24 hours, our support team resolves it manually and you're never charged a fee for a failed transfer.

Is there a limit to how much I can send?

Limits depend on your verification tier. Fully verified accounts can send up to ₦5,000,000 daily to other banks, with unlimited transfers within the ComePay network. Business accounts have higher limits.

Can I send money at night or on weekends?

Yes. ComePay transfers run 24 hours a day, 7 days a week, including public holidays. There are no cut-off times or banking hours.

How secure are my transfers?

Every transaction is protected with 256-bit SSL encryption and requires your PIN, fingerprint or Face ID to authorise. We also run real-time fraud monitoring on every transfer.

Start today — it's free

Your money.
Moving at your speed.

Join 500,000+ Nigerians who send money the easy way. Open your free ComePay account in under 5 minutes.