About
ComePay

Who we are, what we're building, and where we're going next.

Our Story

Personal
Banking

Everything you need to move, spend and grow your money — in one app.

Open Account

Business
Banking

Collect payments, pay staff and grow your operations with ComePay Business.

Explore Business

Multi
Currency

Hold, send and convert money in 7 global currencies at interbank rates.

Open FX Wallet
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A card that
works everywhere.
Yours in minutes.

Naira and dollar cards, virtual or physical. Shop online globally, withdraw at any ATM, and freeze it instantly the moment something feels wrong.

Virtual card instantly
Works worldwide
Freeze anytime
256-bit encrypted
ComePay
Naira · Virtual
5399  4821  7736  0192
Card Holder
JOHN ADEYEMI
Expires
09/29
VISA
318
This card is issued by ComePay Technologies Ltd. Use is subject to the cardholder agreement. If found, please return to any ComePay branch.
ComePay
VISA
Virtual card issued instantly · ₦0 to create
InstantVirtual card
Freeze/unfreezeIn one tap
0sVirtual card issued
0+Countries accepted
0hrPhysical card delivery
0Card creation fee
Choose your card

Three cards.
Pick your fit.

Whether you're paying for Netflix, shopping on Amazon or withdrawing cash at the ATM — there's a ComePay card for it.

ComePay
••••  ••••  ••••  0192
VIRTUAL · NGN
VISA

Naira Virtual

For everyday online spending
₦0 to create
  • Issued instantly — no waiting
  • Pay on any Nigerian site or app
  • Create up to 5 cards for different uses
  • Freeze, unfreeze or delete any time
Most popular
ComePay
••••  ••••  ••••  4471
VIRTUAL · USD
VISA

Dollar Virtual

For international subscriptions
$3 to create
  • Works on Netflix, Spotify, AWS, Adobe
  • Fund from naira at interbank rates
  • No monthly maintenance fee
  • Accepted in 200+ countries
ComePay
••••  ••••  ••••  7736
PHYSICAL · NGN
VISA

Physical Card

For ATMs, POS and everyday life
₦1,500 one-off
  • Delivered to your door in 48 hours
  • Withdraw at any ATM nationwide
  • Tap to pay on any POS terminal
  • Choose from four card colours
Total control

Your card. Your rules.
Your one tap.

Freeze it the second your wallet goes missing. Set a monthly cap so a forgotten subscription can't drain you. Block online payments while you sleep. It's all instant, and it's all yours.

  • Freeze and unfreeze instantly — no phone calls
  • Set daily and monthly spending caps
  • Toggle online, ATM and international use separately
  • Instant alert on every single transaction
  • View your PIN securely in the app any time
Get Your Card
Card Controls
● Active
Freeze card
Block all transactions
Online payments
Web & app purchases
ATM withdrawals
Cash at any machine
International use
Spend outside Nigeria
Monthly spend limit₦340,000 / ₦500,000
68% used · resets in 11 days
Built-in protection

Security you
never have to think about

Every ComePay card ships with protection normally reserved for premium banking.

Instant Freeze

Lost your card at a party? Freeze it in one tap before you've even left the venue. Unfreeze just as fast when it turns up.

Spending Caps

Set daily and monthly limits so a compromised card or runaway subscription can never drain your balance.

Real-Time Alerts

A push notification the instant your card is used — anywhere in the world, any amount, no delay.

Hidden Card Details

Your card number stays masked until you authenticate with fingerprint or Face ID. Nobody sees it over your shoulder.

3D Secure

Every online payment is verified with a one-time code sent to your phone, blocking fraudulent charges before they clear.

Fraud Refunds

If an unauthorised charge slips through, report it in the app and we refund you while we investigate. You're never left short.

Fees & limits

No hidden charges

Everything laid out plainly. What you see is what you pay.

Card type
Creation
Monthly
Daily limit
Naira Virtual
FREE
FREE
₦1,000,000
Naira Physical
₦1,500
FREE
₦2,000,000
Dollar Virtual
$2
FREE
$5,000
ATM withdrawal
₦35 per use
₦150,000
POS payment
FREE
₦1,000,000
Card replacement
₦1,500
Questions

Good to know

How fast do I get my card?

Virtual cards are created in about 30 seconds — you can start using the details immediately. Physical cards are printed and dispatched the same day, arriving within 48 hours in Lagos, Abuja and Port Harcourt, and 3–5 working days elsewhere in Nigeria.

Does the dollar card work on Netflix and Spotify?

Yes. The ComePay dollar card is a full Visa card accepted on Netflix, Spotify, Apple, Google, Adobe, AWS, Steam, Amazon and any other international merchant that takes Visa — over 200 countries in total.

Can I have more than one card?

You can create up to 5 virtual cards plus one physical card on a personal account. Many people keep a separate virtual card for subscriptions so they can delete it instantly if a merchant starts overcharging.

What happens if my card is stolen?

Open the app and tap Freeze — all transactions stop immediately, no phone call needed. Order a replacement from the same screen for ₦1,500. Any fraudulent charge made before you froze it is refunded while we investigate.

How do I fund my dollar card?

Fund it directly from your naira wallet at live interbank exchange rates, or from your USD wallet if you already hold dollars. Conversion happens instantly with no markup, and you see the exact rate before confirming.

Get a card that
keeps up with you.

Join 500,000+ Nigerians spending smarter. Virtual card in 30 seconds, physical card at your door in 48 hours.